Purchase Insurance Licensing : PA-Life-Accident-and-Health Exam Materials and then pass exam easily

Last Updated: Jul 03, 2026

No. of Questions: 162 Questions & Answers with Testing Engine

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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. When an insurance licensee in Pennsylvania changes their email address, which organization must be notified?

A) The Insurance Agents Association
B) The National Association of Insurance Commissioners
C) Pennsylvania Insurance Department
D) The Department of Labor and Industry


2. Who is usually eligible to enroll in a group health plan?

A) Part-time employees.
B) Full-time employees.
C) Seasonal Employees.
D) All employees.


3. For the insured, what changes are made to both coverage and premiums under the Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage in comparison to the original group coverage?

A) Coverage and premium expenses remain the same.
B) Out-of-pocket expenses increase, while coverage decreases.
C) Out-of-pocket expenses remain the same, while coverage decreases.
D) Coverage remains the same, while premiums increase.


4. The process by which an insurer decides to whom to issue a policy is known as

A) adverse selection.
B) assignment.
C) risk classification.
D) underwriting.


5. Which service can NOT be provided in the patient's home through a home health care policy?

A) banking assistance
B) housekeeping assistance
C) meal preparation
D) nursing care


Solutions:

Question # 1
Answer: C
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: A

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