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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) tied benefits.
B) bundled services.
C) anti-kickback.
D) required use.

2. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a subordination clause.
C) an assumption clause.
D) a due-on-sale clause.

3. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) highway.
B) fence line.
C) corner of a recorded subdivision lot.
D) iron pin.

4. Which of the following statements is true concerning an unrecorded deed?

A) it is not valid between the grantor and the grantee
B) it does not give constructive notice of ownership
C) it need not contain a legal description
D) it need not name the grantee

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Stops grantor from asserting rights.
C) Remove clouds on title.
D) Warranty of title.

Solutions: