Purchase IIC : C131 Exam Materials and then pass exam easily
Updated: Jul 03, 2026
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IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:
1. In the absence of specific expertise in construction, which party will generally arrange a wrap-up liability policy?
A) General contractor
B) Subcontractor
C) Party in control of the land
D) Party in control of the project
2. An insured has a commercial property policy with a $50,000 deductible and a policy limit of $100,000. If the insured suffers a loss of $50,000, how much will the insurer pay?
A) $50,000
B) $100,000
C) $0
D) $25,000
3. Annette, a new broker, is completing a wrap-up liability insurance application for a condominium development. Before finalizing the application, she asks a coworker to review it. Her coworker advises Annette that she has missed an important detail. What detail did Annette likely miss?
A) The application needs to list all condominium developments currently under construction by the general contractor.
B) The project owner must provide evidence of separate liability coverage to qualify for the policy.
C) The architect needs to be named as the primary insured on the policy.
D) The application must include information about the construction of the parking garage.
4. Insurance premiums on automobile fleet policies are based on which factor?
A) Driving record of the individual drivers
B) Mechanical condition of a vehicle from one particular fleet
C) Original purchase price of all vehicles in the fleet
D) Overall experience of all drivers
5. By conducting online research of a risk's profile and website, and asking about supplies, machinery, and manufacturing process used, which liability exposure of the risk is being assessed?
A) Current
B) Professional
C) Contractual
D) Premises
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: C | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: A |
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