Last Updated: Aug 16, 2026
No. of Questions: 265 Questions & Answers with Testing Engine
Download Limit: Unlimited
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| Section | Objectives |
|---|---|
| Ethics and Professional Conduct | - Consumer protection standards - Ethical responsibilities of insurance producers |
| Federal Regulations and Taxation | - Tax treatment of insurance products - Federal insurance-related regulations |
| Policy Provisions and Options | - Standard policy provisions - Beneficiaries and policy ownership |
| Accident and Health Insurance | - Disability income and medical expense coverage - Health insurance plans and structures |
| Insurance Fundamentals | - Basic insurance principles - Insurable interest and risk management concepts |
| State Insurance Regulations | - Unfair trade practices and compliance - Producer licensing requirements |
| Annuities | - Accumulation and payout options - Annuity types and features |
| Life Insurance | - Life policy provisions and riders - Types of life insurance policies
|
1. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:
A) Well-baby checkups
B) Experimental surgery
C) Physical examinations
D) Immunizations for children
2. Prescription drug plans sometimes control expenses by encouraging the use of:
A) Legend drugs
B) Federally approved drugs
C) Generic drugs
D) Brand-name drugs
3. Coverage for the first three pints of blood for Medicare enrollees is:
A) A Medicare Part B benefit
B) A Medicare Supplement additional benefit
C) A Medicare Supplement core benefit
D) A Medicare Part A benefit
4. A policy of life insurance may not be delivered unless the policy has a:
A) Notary seal
B) Legible and brief description of the policy on the first page
C) Premium coupon book
D) Financial statement of the life insurance company
5. In dental insurance coverage, which one of the following typically is EXCLUDED?
A) Dental X-rays
B) Treatment started prior to the eligibility date
C) Root canal therapy
D) Preventive care
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: B |
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