Purchase Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Materials and then pass exam easily
Updated: Jun 28, 2026
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is
A) an endowment policy.
B) a juvenile trust.
C) a modified life insurance policy.
D) a universal life insurance policy.
2. The Oklahoma Insurance Commissioner is elected to office and has all of the following powers and duties EXCEPT
A) authority to conduct hearings.
B) jurisdiction over complaints against anyone engaged in the insurance business in Oklahoma.
C) responsibilities to adopt reasonable rules and regulations.
D) enact legislation dealing with insurance.
3. Mortgage redemption or cancellation insurance is a form of what type of insurance?
A) Increasing term.
B) Level premium whole life.
C) Decreasing term.
D) Level premium universal life.
4. An insured individual who just turned 67 years old is still working and is a member of the group health insurance plan provided by his employer, which has 18 insured employees. In this case, Medicare will MOST likely
A) act as the primary insurer and pay claims up to the limit of the policy.
B) act as a secondary insurer and pay claims not completely covered by the group health insurance.
C) require the individual to cancel his group insurance.
D) not cover any claims to protect against overinsurance.
5. A whole life insurance policy issued by a mutual insurer that provides a return of divisible surplus is called a
A) participating whole life insurance policy
B) continuous premium whole life insurance policy
C) straight whole life insurance policy
D) limited pay whole life insurance policy
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: A |
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