Purchase Insurance Licensing : NY-Life-Accident-and-Health Exam Materials and then pass exam easily
Updated: Jun 01, 2026
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. When MUST a newborn child be covered under an existing health insurance policy?
A) Within 24 hours.
B) Within 30 days.
C) Within 45 days.
D) Immediately.
2. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?
A) 10
B) 15
C) 30
D) 20
3. Which of the following statements BEST describes a disability elimination period?
A) A qualifying period.
B) A dollar deductible rather than a time deductible.
C) A time deductible rather than a dollar deductible.
D) A benefit or utilization period.
4. What is the purpose of the Accelerated Death Benefit Rider?
A) To increase the death benefit by a stated percentage.
B) To adjust the death benefit to keep up with inflation.
C) To decrease the tax liability of the insured ' s estate.
D) To provide for the early payment of the death benefit for a terminally ill insured.
5. Which of the following CORRECTLY identifies the favorable income tax treatment afforded to annuities?
A) Gains are taxed only on distribution.
B) Annual earnings are partially income tax exempt.
C) Annual earnings are partially income tax deductible.
D) The entire distribution is taxed at the owner ' s rate of taxation.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: A |
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