Purchase CII : M05 Exam Materials and then pass exam easily
Updated: Jun 20, 2026
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CII Insurance law (IL) Sample Questions:
1. Which of the following is considered an exclusion in a standard property insurance policy?
A) Loss caused by a fire
B) Loss due to war or civil unrest
C) Theft by a third party
D) Damage caused by accidental breakage
2. Which of the following is a key principle of insurance that ensures that a policyholder is not overcompensated for a loss?
A) Indemnity
B) Insurable interest
C) Subrogation
D) Utmost good faith
3. The branch of law particularly relevant when handling negligence claims is
A) civil law.
B) public law.
C) administrative.
D) constitutional law.
4. Under the provisions of the Contracts (Rights of Third Parties) Act 1999, the right to enforce a contractual term arises if a third party.
A) appoints an agent to carry out the contract provisions.
B) proves that the parties to the contract intended to limit his rights.
C) is the agent who arranged the contract.
D) is one of a general class of persons identified in the contract as benefitting from the contract.
5. Which of the following is an example of a condition precedent in an insurance contract?
A) The insurer's requirement to pay claims within a specific period after notification
B) A policyholder's agreement to not engage in fraudulent behavior
C) A policyholder's obligation to make premium payments
D) The insured's duty to disclose any material changes in their circumstances
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: D |
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